This program provides participants with in-depth knowledge of Anti-Money Laundering (AML) principles, frameworks, and compliance obligations. The course covers Malaysia’s legal landscape, international AML/CTF standards, red flags, and reporting requirements. Participants will explore real-world money laundering tactics, corporate liability, and terrorism financing, while gaining practical tools to strengthen organizational compliance and risk management.

By the end of this training, participants will be able to:

• Understand the fundamentals of money laundering and terrorism financing.
• Identify and analyze red flags in suspicious financial transactions.
• Interpret Malaysia’s AML/CFT legal framework, including MACC Act 2009 (S.17A) and Bank Negara guidelines.
• Apply Customer Due Diligence (CDD) and Know Your Customer (KYC) procedures.
• Demonstrate compliance through Suspicious Activity Reports (SAR).
• Assess organizational vulnerabilities and implement practical AML programs.

This training is highly recommended for:

• Compliance & Risk Management Officers
• Bankers, Financiers & Insurance Professionals
• Auditors, Accountants & Tax Professionals
• Corporate Lawyers & Legal Advisors
• HR & Operations Personnel in reporting institutions
• Business Owners, SMEs & MNCs engaged in high-risk transactions
• Regulators, Consultants & Enforcement Officers

• Introduction to Money Laundering – stages (Placement, Layering, Integration)
• Socio-economic impact of money laundering & terrorism financing
• Malaysian corruption landscape – public & private sectors
• Overview of MACC Act 2009, S.17A Corporate Liability
• International Standards: FATF Recommendations & OECD Guidelines
• Case Studies: Global AML failures & penalties

• Popular laundering techniques: Smurfing, Round-tripping, Reselling Assets, Crypto-based laundering
• Industrial risk profiles – banking, construction, trading, digital currencies
• AML Red Flags – suspicious clients, unusual transactions, bad press, sanctioned entities
• Terrorist Financing: sources of funds, links with laundering
• Comparing Money Laundering vs Terror Financing (Purpose, Motivation, Funds)
• Whistleblower Protection Act 2010 – compliance & reporting

• Know Your Customer (KYC) & Customer Due Diligence (CDD)
• Suspicious Activity Reporting (SAR) – Bank Negara Malaysia Guidelines
• Building an organizational AML framework
• Technology in AML: AI, machine learning, case enrichment, risk rating
• Role of regulators: FinCEN, OFAC, FATF
• Group Case Study: Identifying red flags & drafting SAR report
• Final Q&A and action plan for participants

• Interactive lectures & facilitated discussions
• Real-world case studies & industry examples
• Practical group exercises on detecting suspicious activities
• Role-plays & mock compliance audits
• Pre- and post-training assessments

Sample Testimonials

✅ “This training opened my eyes to how AML laws work in practice. The case studies were very relevant to my banking role.” Hashraf – Compliance Officer, Financial Institution

✅ “Clear, practical, and engaging. The trainer simplified complex AML concepts into useful strategies for my business.” Velu – SME Owner

✅ “Excellent blend of theory, legislation, and real-world applications. Highly recommended for compliance professionals.” Rashidah – Risk Manager, MNC